Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job. Your credit record contains information about your income, debts, and credit payment history. It also indicates whether you have been sued, arrested, or have filed for bankruptcy.
At NXT LVL Lending, we believe that buying a home or refinancing should be an empowering experience, not an overwhelming one. With over 20 years in the industry and a deep understanding of our local market, we’re here to make your mortgage journey clear, simple, and successful. Based in Miami, FL, our team of experienced brokers is dedicated to providing tailored mortgage solutions that meet the unique needs of our clients.
Company NMLS: 2471162
www.nmlsconsumeraccess.org
10625 N. Kendall Dr
Miami, FL 33176
Phone: 3059678159
team@nxtlvllending.com
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